The volatility and the current market performance allude the investors to adopt newer strategies to tide through the current faltering market conditions.Is it time to move out of Equity Market?Or is it time to reconsider your asset allocation? The selling pressure is visible with the fall in MidCap stocks at a volume of 10k-20k shares; we can call it selling or capitulation. Where even 20k...
Savings and investment can be boosted up easily by either by increasing your income or cutting down on expenses. Whether you are on the brim of retirement or a fresher who has just started with his work tenure with a big MNC, savings remains to be the ultimate goal during all stages of our life. Contrary to popular belief, even 50 INR saved today can go a long way in adding to your corpus if...
Estate planning involves preparing for accumulation, maintenance and distribution of an estate in an efficient manner which shall be in sync with your end goals. Contrary to popular belief, people belonging to all the rungs of society have the right to plan their estate for maximizing its value and passing it over to their heirs in a hassle-free manner. Today we are going to take a look...
Most of you must still be reeling from the last-minute financial decisions you took a week back as the financial year came to a close. The new financial year is upon us and while last few days of the last financial year saw a sluggish market (thanks to a list of holidays), the new financial year has brought the focus back on finance and financial planning. So, if you are still procrastinating,...
Balancing all one’s expenses, desires and goals comfortably with one’s income seems to have become a never-ending and exhausting task. No matter what one is earning, it never seems to be sufficient to take care of everything. Yet if we look back, we will realise that our parents always seemed to be a lot more relaxed regarding their attitude towards money. Irrespective of their earnings, it...
Fintoo is a premier online platform by India’s leading Financial and Tax Consultancy Firm, Financial Hospital. Fintoodirect makes mutual fund investments easy and effective. This online portal allows individuals to easily invest and track their entire portfolio. A tie-up with 22 leading AMCs (Asset Management Company) ensures that investors don’t have to take a chance with average...
Creating a Will can be overwhelming and uncomfortable for many. Coming to terms with one’s own mortality as well as deciding on the distribution of all assets can be quite a tumultuous task. However, this legal document is critical to ensure that your loved ones are taken care of after you pass away. For a lot of couples, creating a joint Will may seem easier, but is rarely recommended. Even...
The ritual of creating one’s own Will can be quite daunting for many. Not only does one need to divide their investments and assets among their loved ones, but also come to terms with their own mortality. Yet, without this document, the estate and investments accumulated during a lifetime of hard work could be in jeopardy with legal hassles preventing the transfer of assets to your...
A will and a dispute over it has been the plot of many a crime thrillers, both on paper and on a reel. After all, a will is a legal document which records how the personal wealth would be distributed among the family. It dictates the division of property which can be then transferred to the named legatees in the correct manner. Yet, believe it or not, many Indians today abstain from making...
The most vital planning that one needs to design is how to secure his/her retired life. Everybody will undergo this crucial stage of life, but, if you plan for the same in a better manner, your retirement life can be smoother. Especially in India, since the economy is highly dynamic and there are so many products which claim to provide you financial security even after you retire, you...