P/B Ratio – Is it the best way to select stocks?
Selecting one stock out of the pool of stocks available is a nightmare for many. Right? But if one wishes to grow wealth then he should make sure that the returns from his portfolio should be beating inflation. On an average in past 20 years, the inflation rate has been around 7% p.a. So if you are someone who wishes to grow their wealth, it is important to have exposure of equity in the...
Is Your Family Ready For Insurance Claim Rejection?
Every insured person always have this worry. Everyone remains a little concerned over this. Will the insurer settle my claim as per the policy terms? Is there any hidden condition that can actually prevent me from getting my claim in the right time? Is there any activity or possible loopholes in the process that can negatively affect claim settlement? All these worries and concerns are...
Tax Planning For Salaried Youngsters
Just started making money. First Job, first-month salary. How do you feel when tax is deducted from your salary? obviously, the feeling is not good. The best you can do is to start on the right note. Start tax planning in the right way as per your future financial goals and aspiration. The objective of tax planning should not be only to save taxes but also to help you to create corpus or...
Why Should You Start Investing Early In The Life Insurance?
Many of us people think it is absurd to purchase the life insurance plans at an early stage of life, because you are too young to die and have a whole lot of life to earn and save for the life insurance plans, but truly speaking, the life insurance plans should be bought in the early years of your working life. Even if you go and ask any of the financial planner or advisor, they will also...
8 Common Investment Mistakes You Must Avoid
Strategies of wealth management are some basic fundamentals that everyone should be aware of. The power of intelligent investment in the creation and multiplication of wealth is indisputable. However, many of us are not aware of some basic flaws that every investor might fall prey to. We often treat terms associated with investment strategies as financial jargons meant only for the erudite....
Financial Planning For Retirement.
Let us begin with two different situations. First of all, all of us would like to enjoy free time without any professional duties aching us. It is needless to say that having such unperturbed leisurely time free of professional worries requires a solid financial standing. Now consider the second situation. After reaching 60 some people still wish to go on working for few more years just...
Why are Insurance plans important for your Financial Well-being?
Life is unpredictable and you never know what is going to come next. You always have to be prepared for the best and the worst. Life insurance is an important tool in protecting a family’s economic well-being if a parent or partner dies. A life insurance policy is an indenture with an insurance company. In exchange for premium payments, the insurance company supports a lump-sum payment,...
3 Major points to understand about Hybrid Funds
Thinking of investing in hybrid funds? Have a complete knowledge of them before you do. The mutual fund market is vast. There are thousands of scheme and also different categories of schemes. You can find equity funds, debt funds, hybrid funds, solution-oriented funds, etc. This wide variety of choice makes an amateur investor confused. Take the instance of a hybrid fund. Where equity and...
7 Signs That Signifies Financial Health Checkup Need
Most people are unaware of certain basic things or factors to look out for, which are basically warnings towards incoming financial peril. If ignored these may prove to be very costly, but if identified at an early stage, they may be corrected to ensure sound financial health and leads the way to efficient and effective financial planning. Let’s see the top 7 signs indicating the need for...